You think it will not happen to you. Think again. We are one of the statistics who had our credit card number stolen. There was a message on our home machine to call a number with an ID number. We find what credit card is was and Brad calls the number. He miss dialed and the girl on the other end said it happens all the time. (1-800 versus 1-866)
He was suspicious of a scam so he call the number on the back of the credit card. In the end, the message on the machine was legitimate.
The card that got stolen happened to be one that we stopped using last year so we knew it wasn't good.
Someone charged $5000+ within the last two weeks in Louisville, KY. Nope. We were not in Kentucky. The card was covered against theft. We canceled the card.
We got lucky. But may not be so the next time.
Word of advice, cancel any extra credit cards you have and you don't really need to keep. Be aware of the receipts or old credit card imprints machines, online use, etc. Sure, most business "xxxxxx1234" the credit card number but not all. Worst Western, for example, printed my whole credit card number on my itemized receipt. Freaked me out. But I did not say anything. I use that card often and check the bill online frequently but that does not mean that number won't get stolen, either. Double check that your credit card is covered against theft. Word.